NatureWalk Community Development District

Board of Supervisors’ Meeting October 5, 2023

District Office:
120 Richard Jackson Blvd, Suite 220 Panama City Beach, Florida 32407 (850) 334-9055

www.naturewalkcdd.org

NATUREWALK
COMMUNITY DEVELOPMENT DISTRICT AGENDA
Walton Area Chamber of Commerce, 63 South Centre Trail, Santa Rosa Beach, FL 32459

District Board of Supervisors	Jonette Coram
Todd Egizii	Chairman
Vice Chairman	
	Mike Grubbs Danell Head	Assistant Secretary Assistant Secretary	
	Skylar Lee	Assistant Secretary	

District Manager	Kimberly O’Mera	Rizzetta & Company, Inc.	
District Counsel	Joseph Brown	Kutak Rock LLP	
District Engineer	James Martelli, P.E.	Innerlight Engineering Corporation	
Bond Counsel	Cynthia E. Wilhelm	Nabors, Giblin & Nickerson, P.A.	

All cellular phones must be placed on mute while in the meeting room.

The Public Comment portion of the agenda is where individuals may make comments on any matters that concern the District. Individuals are limited to a total of three (3) minutes to make comments during this time.

Pursuant to provisions of the Americans with Disabilities Act, any person requiring special accommodations to participate in this meeting/hearing/workshop is asked to advise the District Office at least forty-eight (48) hours before the meeting/hearing/workshop by contacting the District Manager at (239) 936-0913. If you are hearing or speech impaired, please contact the Florida Relay Service by dialing 7-1-1, or 1-800-955-8771 (TTY)
1-800-955-8770 (Voice), who can aid you in contacting the District Office.

A person who decides to appeal any decision made at the meeting/hearing/workshop with respect to any matter considered at the meeting/hearing/workshop is advised that person will need a record of the proceedings and that accordingly, the person may need to ensure that a verbatim record of the proceedings is made including the testimony and evidence upon which the appeal is to be based.

NATUREWALK COMMUNITY DEVELOPMENT DISTRICT
District Office · Panama City Beach, Florida · (850) 334-9055 Mailing Address · 3434 Colwell Avenue, Suite 200, Tampa, Florida 33614
www.NatureWalkCDD.org

Board of Supervisors NatureWalk Community Development District

September 28, 2023

AGENDA

Dear Board Members:

The regular meeting of the Board of Supervisors of the NatureWalk Community Development District will be held on Thursday, October 5, 2023, at 12:00 p.m. (Central Time) at the Walton Area Chamber of Commerce, located at 63 South Centre Trail, Santa Rosa Beach, FL 32459. The following is the Agenda for this meeting.

CALL TO ORDER/ROLL CALL
AUDIENCE COMMENTS ON AGENDA ITEMS
BUSINESS ADMINISTRATION
Consideration of the Minutes of the Board of Supervisors’
Meeting held on September 7, 2023	Tab 1
Acceptance of the Minutes of the Audit Committee Meeting
held on June 6, 2023	Tab 2
Acceptance of the Minutes of the Audit Committee Meeting
held on August 8, 2023	Tab 3
Ratification of the Operations and Maintenance
Expenditures for the Month of August 2023	Tab 4
STAFF REPORTS
District Landscape Provider
Presentation of District Landscaping Reports
District Counsel
District Engineer
District Manager
BUSINESS ITEMS
Ratification of Acceptance of the FY23-24 District Insurance
Policies and Financing Agreement	Tab 5
Discussion/Consideration of Encroachments on District Property
Discussion/Consideration of HOA Discussion Regarding Sidewalk Repair Easement
Ratification of Pond 13 Bulkhead Repair Change Order	Tab 6

NatureWalk Community Development District
Agenda – Page 2 September 28, 2023

SUPERVISOR REQUESTS AND AUDIENCE COMMENTS
ADJOURNMENT

I look forward to seeing you at the meeting. In the meantime, if you have any questions, please do not hesitate to call me at (850) 334-9055.

Sincerely,
Kimberly O’Mera
Kimberly O’Mera District Manager

Tab 1

MINUTES OF MEETING

Each person who decides to appeal any decision made by the Board with respect to any matter considered at the meeting is advised that the person may need to ensure that a verbatim record of the proceedings is made, including the testimony and evidence upon which such appeal is to be based.

NATUREWALK COMMUNITY DEVELOPMENT DISTRICT

The regular meeting of the Board of Supervisors of the NatureWalk Community Development District was held on Thursday, September 7, 2023, at 12:00 p.m. at Walton Area Chamber of Commerce, located at 63 South Centre Trail, Santa Rosa Beach, FL 32459.

Present and constituting a quorum:

Jonette Coram	Board Supervisor, Chairman
Todd Egizii	Board Supervisor, Vice Chairman Danell Head	Board Supervisor, Assistant Secretary Mike Grubbs	Board Supervisor, Assistant Secretary Skylar Lee	Board Supervisor, Assistant Secretary
(Via Speakerphone)

Also present were:

Kimberly O’Mera	District Manager, Rizzetta & Company, Inc.
Joseph Brown	District Counsel, Kutak Rock
Jess Smith	Landscape Provider, GreenEarth
Jim Martelli	District Engineer, Innerlight Engineering

FIRST ORDER OF BUSINESS	Call to Order

Ms. O’Mera called the meeting to order at 12:01 p.m.

SECOND ORDER OF BUSINESS	Audience Comments on Agenda Items

There were no audience members present.

THIRD ORDER OF BUSINESS	Consideration of Minutes of the Regular
Board of Supervisor Meeting held on July 6, 2023

On a motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Board approved Minutes of the Special Meeting held on July 6, 2023, for NatureWalk Community Development District.

FOURTH ORDER OF BUSINESS	Consideration of the Minutes of the
Board of Supervisors’ Meeting held on August 3, 2023

Ms. O'Mera presented the meeting minutes from August 3, 2023. Ms. Coram stated that she would like to include her question to Ms. O’Mera regarding her receiving any responses to the proposed meeting schedule distributed by email prior to the Board setting the schedule.

On a motion by Mr. Egizii, seconded by Ms. Head, with all in favor, the Board approved Minutes of the Regular Meeting held on August 3, 2023, authorizing Ms. Coram to accept Staff revisions, for NatureWalk Community Development District.

FIFTH ORDER OF BUSINESS	Ratification	of	Operations	and
Maintenance Expenditures for the Month of July 2023

On a motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Board ratified Operations and Maintenance Expenditures for the month of July 2023 in the amount of
$47,564.77, for NatureWalk Community Development District.

SIXTH ORDER OF BUSINESS	Staff Reports

District Landscape Provider
Ms. Smith reviewed the Landscaping Reports with the Board and provided updates on projects, reiterating that the recently installed projects are being closely monitored. General discussion took place.

Board directed Ms. Smith to provide provide guidance to the Board regarding the appropriate timing of landscaping installations in the future, particularly when the Board’s requested timeline is not conducive to planting.

Ms. Smith confirmed that he crews would implement reel mowing within the retention basin moving forward to prevent any further instances of tire rutting in the sod.

District Counsel
Mr. Brown shared updates on engagement with Parcel E owner. There were no updates on the Quiet Title Action.

Mr. Brown reviewed the CDD Background document with the Board. The Board directed Staff to compile the final version for distribution to the Homeowners’ Association and publication on the District’s website.

District Engineer
Mr. Martelli did not have a specific report.

District Manager
Ms. O’Mera did not have a specific report outside of business on the Agenda. The Board was reminded of the next meeting date and location.

Mr. Egizii raised inquiries concerning budgeted Trustee Fees and communication with the Board pertaining to the District Management Addendum on the Agenda.

SEVENTH ORDER OF BUSINESS	Discussion and Consideration of Landscaping Items

Ratification of WA#18 – Sandgrass Irrigation Components Replacement

On a motion by Mr. Egizii, seconded by Ms. Coram, with all in favor, the Board ratified Work Authorization #18 - Sandgrass Irrigation Components Replacement - GreenEarth, in the amount of $966.29, for NatureWalk Community Development District.

Pine Straw Alternatives in Median Space Between the Sidewalk and Roadway in Phase 3

Ms. Coram raised concerns about certain areas with a higher frequency of pine straw washing out, and Ms. Smith provided examples of modifications that may reduce the recurring issue and highlighted certain drawbacks. Ms. Coram would be sending Mr. Martelli images of the areas that were discussed for review in conjunction with the stormwater management plan.

Greenspace Development – Phase 3 Construction Gate

Ms. Smith provided a summary of the proposed enhancement.

On a motion by Mr. Egizii, seconded by Ms. Coram, with all in favor, the Board approved Phase 3 Construction Gate Greenspace Development in the form of Work Authorization #19 – GreenEarth, in an amount not-to-exceed $7,000, authorizing Ms. Coram to execute upon receipt of the written proposal, for NatureWalk Community Development District.

Lily Lane Butterfly Garden
Ms. Coram delivered a project update, informing the Board that GreenEarth is scheduled to address concerns in the area during the upcoming Spring season.

Palmetto Park/ 15 Chordgrass Way Landscaping

On a motion by Mr. Egizii, seconded by Ms. Head, with all in favor, the Board approved Work Authorization #20 – Yaupon Install – GreenEarth, in the amount of $706.89, for NatureWalk Community Development District.

Fall Pine Straw Application – November 2023

On a motion by Mr. Egizii, seconded by Mr. Grubbs, with all in favor, the Board approved the Fall Pine Straw Application with Southeast Straw in the amount of $32,500, for NatureWalk Community Development District.

EIGHTH ORDER OF BUSINESS	Consideration of Resolution 2023-10 –
Adopting a Landscape Removal and Replacement Policy

Mr. Lee delivered a presentation on the proposed policy, emphasizing the importance of preserving the natural aspects of the community. The Board engaged in a general discussion. Mr. Lee will make modifications to the policy based on the discussion and present it at a future meeting for further consideration.

NINTH ORDER OF BUSINESS	Discussion of Virgin Brothers Bridge
Board Replacement Project

Following a presentation by Ms. Coram, the Board approved an additional bridge board replacement project.

On a motion by Ms. Head, seconded by Mr. Egizii, with all in favor, the Board approved the bridge board replacement project with Virgin Brothers, in the form of Work Authorization # 4, in the amount of $6,5000, authorizing Ms. Coram to execute upon receipt of a written proposal, for NatureWalk Community Development District.

TENTH ORDER OF BUSINESS	Ratification	of	Power	Outlet
Installation Expenditure

On a motion by Mr. Egizii, seconded by Ms. Coram, with all in favor, the Board ratified Power Outlet Installation - Gulf Power in the amount of $452.02, for NatureWalk Community Development District.

ELEVENTH ORDER OF BUSINESS	Discussion of Timeframe for Permeable
Concrete Alleyway Repairs in Fiscal Year 2023/2024

Ms. Coram conveyed her interest in having Mr. Martelli assess the condition of the permeable concrete alleyways within the District. Her objective was to receive a recommendation on the timing for necessary repairs in the Fiscal Year 2023-2024, enabling the initiation of the proposal request process and progression as funding becomes accessible. Mr. Martelli indicated his availability for an on-site meeting with Ms. Coram within the next two (2) weeks.

Further discussions ensued concerning the sidewalks adjacent to owner properties, with confirmation that the maintenance responsibility rested with the respective property owners.

On a motion by Ms. Head, seconded by Mr. Egizii, with all in favor, the Board authorized Mr. Martelli to evaluate District alleyways and solicit proposals to address based on his observations, for NatureWalk Community Development District.

TWELFTH ORDER OF BUSINESS	Continued	Discussion	and
Consideration HOA Communications Regarding Parcels Within the District

On a Motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Board authorized Staff to compile the final version of the CDD Background document for distribution to the Homeowners’ Association, requesting inclusion within the its’ Newsletter, and publication on the District’s Website, for NatureWalk Community Development District.

THIRTEENTH ORDER OF BUSINESS	Discussion  of  HOA  Sports  Court
Fencing Project

There being no formal action by the Homeowners’ Association to extend the fencing along the sports court at the time, Board authorized Mr. Martelli to conduct am initial assessment of the area during his upcoming site visit with Ms. Coram.

FOURTEENTH ORDER OF BUSINESS	Continued    Discussion    and
Consideration of Action Regarding Existing Encroachments on District Property

Ms. Coram summarizing a discussion with the Chairman of the Architectural Review Committee regarding Homeowners’ Association action on existing encroachments. A general discussion ensued.

On a motion by Ms. Coram, seconded by Mr. Grubbs, with all in favor, the Board directed Mr. Brown to prepare correspondence to the Board of Directors of the Homeowners’ Association regarding enforcement of existing encroachments on District property, for NatureWalk Community Development District.

FIFTHTEENTH ORDER OF BUSINESS	Discussion/Consideration of Fiscal
Year	2023/2024	District	Insurance Renewal

Ms. O’Mera discussed that the underwriter estimated that the updated replacement values assigned on the Property Appraisal would increase the property policy by an additional
$19,956.00, unbudgeted. A discussion took place amongst the Board on the options made available to the District. The Board accepted the replacement value assigned in the Appraisals received, directing Ms. O’Mera to research firms with experience with similar components.

Ms. O’Mera provided an overview of the proposed changes to the stormwater fencing replacement values, which was accepted by the Board.

Ms. Coram provided updated street light property values.
Previously: one hundred fifteen (115) streetlights with a $5,000 replacement value each
Updated: three (3) double streetlights near Highway 395 with a $7,500 replacement value each, and one hundred twelve (112) streetlights with a $5,000 replacement value each.

The Board agreed with applying the updated streetlight inventory and values.

On a motion by Mr. Grubbs, seconded by Ms. Head, with all in favor, the Board authorized Ms. Coram to executed insurance renewal proposals upon receipt, assigning the Appraised Values to the bridges and boardwalks, binding coverage for the October 1, 2023 - October 1, 2024 policy year, and executing a Financing Agreement, for NatureWalk Community Development District.

SIXTEENTH ORDER OF BUSINESS	Acceptance of Addendum to District
Management Services Agreement

On a motion by Ms. Coram, seconded by Mr. Grubbs, with Mr. Egizii opposed, the Board accepted Third Addendum to District Management Services Agreement – Rizzetta & Company, Inc., for NatureWalk Community Development District.

SEVENTEENTH ORDER OF BUSINESS	Acceptance	of	Addendum	to
Technology Services Agreement

On a motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Board of Supervisors’ accepted First Addendum to Technology Services Agreement – Rizzetta & Company, for NatureWalk Community Development District.

EIGHTEENTH ORDER OF BUSINESS	Supervisor Requests and Audience
Comments

The Board engaged in discussions pertaining to various aspects of District operations, including, but not limited to palm tree trimming, the progress of the bulkhead project, and the issue of unresponsiveness from El-Sankary Towing.

On a motion by Ms. Coram, seconded by Mr. Egizii, with all in favor, the Board approved a not-to-exceed in the amount of $600.00 for palm tree trimming at Sandgrass Fitness Park, authorizing Ms. Coram to execute, for NatureWalk Community Development District.

NINETEENTH ORDER OF BUSINESS	Adjournment

On a motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Board adjourned the meeting at 2:59 p.m. for NatureWalk Community Development District.

Secretary/Assistant Secretary	Chairman/ Vice Chairman

Tab 2

1	MINUTES OF MEETING
2
3	Each person who decides to appeal any decision made by the Board with respect to any
4	matter considered at the meeting is advised that the person may need to ensure that a
5	verbatim record of the proceedings is made, including the testimony and evidence upon
6	which such appeal is to be based.
7
8
9	NATUREWALK COMMUNITY DEVELOPMENT DISTRICT
10
11	The meeting of the Audit Committee of the NatureWalk Community Development
12	District was held on Thursday, August 3, 2023, at 12:00 p.m. (Central Time) at the Walton

13	Area Chamber of Commerce, located at 63 South Centre Trail, Santa Rosa Beach, FL 32459.
14
15	Present and constituting a quorum:
16
17	Jonette Coram	Committee Member
18	Todd Egizii	Committee Member
19	Dannell Head	Committee Member
20
21	Also present were:
22
23	Kimberly O’Mera	District Manager, Rizzetta & Company, Inc.
24	Joseph Brown	District Counsel, Kutak Rock
25
26	FIRST ORDER OF BUSINESS	Call to Order
27
28	Ms. O’Mera called the meeting to order and conducted roll call.
29
30	SECOND ORDER OF BUSINESS	Audience Comments
31
32	There were no audience members present.
33
THIRD ORDER OF BUSINESS	Review	and	Ranking	of	Proposals
Received in Response to the RFP for
Auditing Services and Recommendation
to the Board of Supervisors
38
Ms. O’Mera presented the presentation of proposals were received from Berger, Toombs, Elam,
Gaines & Frank and Grau & Associates. The Audit Committee reviewed the proposals.
General discussion ensued.
42
43
44
45
46
47

48	Ranking of Auditor Proposals
49
The individual committee members provided management with the scores for each of the
firms submitting proposals based on the evaluation criteria approved at the last meeting. Ms.
O’Mera tabulated the scores and announced that Berger, Toombs, Elam, Gaines & Frank
received 300 points and Grau and Associations received 247 points.
54
55	The Board ranked the two proposals as follows:
56	1. Berger, Toombs, Elam, Gaines & Frank – 300 points
57	2. Grau & Associates – 247 points
58

On a Motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Committee ranked Berger, Toombs, Elam, Gaines & frank as the highest bidder with 300 points and recommended that the Board enter into an agreement with the firm of Berger, Toombs, Elam, Gaines & Frank for the District’s Auditing Services for Fiscal Years 2023-2027, for NatureWalk Community Development District.

59
60
61
62
63	FOURTH ORDER OF BUSINESS	Adjournment
64

On a Motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Committee adjourned the Meeting at 12:08 p.m., for NatureWalk Community Development District

65

Tab 3

1	MINUTES OF MEETING
2
3	Each person who decides to appeal any decision made by the Board with respect to any
4	matter considered at the meeting is advised that the person may need to ensure that a verbatim
5	record of the proceedings is made, including the testimony and evidence upon which such
6	appeal is to be based.
7
8	NATUREWALK COMMUNITY DEVELOPMENT DISTRICT
9
10	The meeting of the Audit Committee of the NatureWalk Community Development
11	District was held on Tuesday, June 6, 2023, at 12:00 p.m. (Central) at the Walton Area
12	Chamber of Commerce, located at 63 South Centre Trail, Santa Rosa Beach, FL 32459.
13
14	Present and constituting a quorum:
15
16	Jonette Coram	Committee Member	
17	Todd Egizii	Committee Member	
18	Mike Grubbs	Committee Member	
19	Dannell Head	Committee Member	
20			
21	Also present were:		
22
23	Kimberly O’Mera	District Manager, Rizzetta & Company, Inc.	
24	Jim Martelli	District Engineer, Innerlight Engineeering	
25	Katie Buchannan	District Counsel, Kutak Rock	
26			
27	FIRST ORDER OF BUSINESS	Call to Order	
28			
29	Ms. O’Mera called the meeting to order and conducted roll call.
30
31	SECOND ORDER OF BUSINESS	Audience Comments
32
33	There were no audience members present.
34
THIRD ORDER OF BUSINESS	Presentation	of	the	Audit	Proposal
Instructions and Evaluation Criteria with
Price and Without Price
38
Ms. O’Mera presented the Audit Proposal Instructions and Evaluation Criteria with and without
pricing. The Audit Committee Members opted to include pricing.
41

On a Motion by Mr. Egizii, seconded by Ms. Coram, with all in favor, the Committee accepted that Audit Proposal Instructions and Evaluation Criteria documents with Pricing, and further set a meeting for August 03, 2023, at 12:00 p.m. for NatureWalk Community Development District.

42
43	FOURTH ORDER OF BUSINESS	Adjournment
44

On a Motion by Ms. Coram, seconded by Ms. Head, with all in favor, the Committee Adjourned the Meeting at 12:04 p.m., for NatureWalk Community Development District

45

Tab 4

Egis Insurance & Risk Advisors
Is pleased to provide a Proposal of Insurance Coverage for:

NatureWalk Community Development District

Please review the proposed insurance coverage terms and conditions carefully. Written request to bind must be received prior to the effective date of coverage.

The brief description of coverage contained in this document is being provided as an accommodation only and is not intended to cover or describe all Coverage Agreement terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request.

About FIA

Florida Insurance Alliance (“FIA”), authorized and regulated by the Florida Office of Insurance Regulation, is a non-assessable, governmental insurance Trust. FIA was created in September 2011 at a time when a large number of Special Taxing Districts were having difficulty obtaining insurance.
Primarily, this was due to financial stability concerns and a perception that these small to mid-sized Districts had a disproportionate exposure to claims. Even districts that were claims free for years could not obtain coverage. FIA was created to fill this void with the goal of providing affordable insurance coverage to Special Taxing Districts. Today, FIA proudly serves and protects nearly 1,000 public entity members.

Competitive Advantage
FIA allows qualifying Public Entities to achieve broad, tailored coverages with a cost-effective insurance program. Additional program benefits include:
Insure-to-value property limits with no coinsurance penalties
First dollar coverage for “alleged” public official ethics violations
Proactive in-house claims management and loss control department
Risk management services including on-site loss control, property schedule verification and contract reviews
Complimentary Property Appraisals
Online Risk Management Education & Training portal
Online HR & Benefits Support portal
HR Hotline
Safety Partners Matching Grant Program

How are FIA Members Protected?
FIA employs a conservative approach to risk management. Liability risk retained by FIA is fully funded prior to the policy term through member premiums. The remainder of the risk is transferred to reinsurers. FIA’s primary reinsurers, Lloyds of London and Hudson Insurance Company, both have AM Best A XV (Excellent) ratings and surplus of $2Billion or greater.

In the event of catastrophic property losses due to a Named Storm (i.e., hurricane), the program bears no risk as all losses are passed on to the reinsurers.

What Are Members Responsible For?
As a non-assessable Trust, our members are only responsible for two items:
Annual Premiums
Individual Member Deductibles

FIA Bylaws prohibit any assessments or other fees.

Additional information regarding FIA and our member services can be found at www.fia360.org.

Quotation being provided for:

NatureWalk Community Development District c/o Rizzetta & Company
3434 Colwell Ave, Suite 200
Tampa, FL 33614

Term: October 1, 2023 to October 1, 2024

Quote Number: 100123229

PROPERTY COVERAGE

SCHEDULE OF COVERAGES AND LIMITS OF COVERAGE
COVERED PROPERTY	
Total Insured Values –Building and Contents – Per Schedule on file totalling	$9,450,424	
Loss of Business Income	$1,000,000	
Additional Expense	$1,000,000	
Inland Marine	
Scheduled Inland Marine	$820,700	
It is agreed to include automatically under this Insurance the interest of mortgagees and loss payees where applicable without advice.

	Valuation	Coinsurance	
Property	Replacement Cost	None	
Inland Marine	Actual Cash Value	None	

DEDUCTIBLES:	$2,500	Per Occurrence, All other Perils, Building & Contents and
Extensions of Coverage.	
	5 %	Total Insured Values per building, including vehicle values, for “Named Storm” at each affected location
throughout Florida subject to a minimum of $10,000 per occurrence, per Named Insured.	
	Per Attached Schedule	Inland Marine	

Special Property Coverages	
Coverage	Deductibles	Limit	
Earth Movement	$2,500	Included	
Flood	$2,500 *	Included	
Boiler & Machinery	$2,500	Included	
TRIA		Included	
*Except for Zones A & V see page 8 (Terms and Conditions) excess of NFIP, whether purchased or not

TOTAL PROPERTY PREMIUM	$59,418

Extensions of Coverage
If marked with an "X" we will cover the following EXTENSIONS OF COVERAGE under this Agreement, These limits of liability do not increase any other applicable limit of liability.

(X)	Code	Extension of Coverage	Limit of Liability	
X	A	Accounts Receivable	$500,000 in any one occurrence	

X	
B	
Animals	$1,000 any one Animal
$5,000 Annual Aggregate in any one agreement period	

X	
C	
Buildings Under Construction	As declared on Property Schedule, except new buildings being erected at sites other than a covered location which is limited to $250,000
estimated final contract value any one construction project.	
X	D	Debris Removal Expense	$250,000 per insured or 25% of loss, whichever is greater	

X	
E	Demolition Cost, Operation of Building
Laws and Increased Cost of
Construction	
$500,000 in any one occurrence	
X	F	Duty to Defend	$100,000 any one occurrence	
X	G	Errors and Omissions	$250,000 in any one occurrence	
X	H	Expediting Expenses	$250,000 in any one occurrence	
X	I	Fire Department Charges	$50,000 in any one occurrence	
X	J	Fungus Cleanup Expense	$50,000 in the annual aggregate in any one occurrence	
X	K	Lawns, Plants, Trees and Shrubs	$50,000 in any one occurrence	
X	L	Leasehold Interest	Included	
X	M	Air Conditioning Systems	Included	

X	
N	
New locations of current Insureds	$1,000,000 in any one occurrence for up to 90 days, except 60 days for Dade, Broward, Palm Beach from the date such new location(s) is first purchased, rented or occupied whichever is earlier. Monroe County on
prior submit basis only	
X	O	Personal property of Employees	$500,000 in any one occurrence	
X	P	Pollution Cleanup Expense	$50,000 in any one occurrence	
X	Q	Professional Fees	$50,000 in any one occurrence	
X	R	Recertification of Equipment	Included	
X	S	Service Interruption Coverage	$500,000 in any one occurrence	
X	T	Transit	$1,000,000 in any one occurrence	

X	
U	Vehicles as Scheduled Property	
Included	
X	V	Preservation of Property	$250,000 in any one occurrence	
X	W	Property at Miscellaneous Unnamed Locations	$250,000 in any one occurrence	

X	
X	Piers, docs and wharves as Scheduled Property	
Included on a prior submit basis only	

X	Y	Glass and Sanitary Fittings Extension	$25,000 any one occurrence	
X	Z	Ingress / Egress	45 Consecutive Days	
X	AA	Lock and Key Replacement	$2,500 any one occurrence	
X	BB	Awnings, Gutters and Downspouts	Included	
X	CC	Civil or Military Authority	45 Consecutive days and one mile	

CRIME COVERAGE

Description	Limit	Deductible	
Forgery and Alteration	Not Included	Not Included	
Theft, Disappearance or Destruction	Not Included	Not Included	
Computer Fraud including Funds Transfer Fraud	Not Included	Not Included	
Employee Dishonesty, including faithful performance, per loss	Not Included	Not Included	

Deadly Weapon Protection Coverage

Coverage	Limit	Deductible	
Third Party Liability	$1,000,000	$0	
Property Damage	$1,000,000	$0	
Crisis Management Services	$250,000	$0	

AUTOMOBILE COVERAGE

Coverages	Covered
Autos	Limit	Premium	
Covered Autos Liability	8,9	$1,000,000	Included	
Personal Injury Protection	N/A		Not Included	
Auto Medical Payments	N/A		Not Included	
Uninsured Motorists including Underinsured
Motorists	N/A		Not Included	
Physical Damage Comprehensive Coverage	N/A	Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto, But No Deductible Applies To Loss Caused By Fire or Lightning.

See item Four for Hired or Borrowed Autos.	Not Included	
Physical Damage Specified Causes of Loss Coverage	N/A	Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto For Loss Caused By Mischief Or Vandalism

See item Four for Hired or Borrowed Autos.	Not Included	
Physical Damage Collision Coverage	N/A	Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto

See item Four for Hired or Borrowed Autos.	Not Included	
Physical Damage Towing And Labor	N/A	$0 For Each Disablement Of A Private Passenger Auto	Not Included	

GENERAL LIABILITY COVERAGE (Occurrence Basis)
Bodily Injury and Property Damage Limit	$1,000,000
Personal Injury and Advertising Injury	Included
Products & Completed Operations Aggregate Limit	Included
Employee Benefits Liability Limit, per person	$1,000,000
Herbicide & Pesticide Aggregate Limit	$1,000,000
Medical Payments Limit	$5,000
Fire Damage Limit	Included
No fault Sewer Backup Limit	$25,000/$250,000
General Liability Deductible	$0

PUBLIC OFFICIALS AND EMPLOYMENT PRACTICES LIABILITY (Claims Made)

Public Officials and Employment Practices Liability Limit	Per Claim	$1,000,000	
	Aggregate	$2,000,000	
Public Officials and Employment Practices Liability Deductible		$0	

Supplemental Payments: Pre-termination $2,500 per employee - $5,000 annual aggregate. Non-Monetary $100,000 aggregate.

Cyber Liability sublimit included under POL/EPLI Media Content Services Liability
Network Security Liability
Privacy Liability
First Party Extortion Threat First Party Crisis Management
First Party Business Interruption
Limit: $100,000 each claim/annual aggregate

PREMIUM SUMMARY

NatureWalk Community Development District c/o Rizzetta & Company
3434 Colwell Ave, Suite 200
Tampa, FL 33614

Term: October 1, 2023 to October 1, 2024

Quote Number: 100123229

PREMIUM BREAKDOWN	
Property (Including Scheduled Inland Marine)	$59,418	
Crime	Not Included	
Automobile Liability	Not Included	
Hired Non-Owned Auto	Included	
Auto Physical Damage	Not Included	
General Liability	$3,112	
Public Officials and Employment Practices Liability	$2,669	
Deadly Weapon Protection Coverage	Included	
TOTAL PREMIUM DUE	$65,199	

IMPORTANT NOTE
Defense Cost - Outside of Limit, Does Not Erode the Limit for General Liability, Public Officials Liability, and Employment related Practices Liability.

Deductible does not apply to defense cost. Self-Insured Retention does apply to defense cost.

Additional Notes: (None)

PARTICIPATION AGREEMENT
Application for Membership in the Florida Insurance Alliance

The undersigned local governmental entity, certifying itself to be a public agency of the State of Florida as defined in Section 163.01, Florida Statutes, hereby formally makes application with the Florida Insurance Alliance (“FIA”) for continuing liability and/or casualty coverage through membership in FIA, to become effective 12:01 a.m., 10/01/2023, and if accepted by the FIA’s duly authorized representative, does hereby agree as follows:

That, by this reference, the terms and provisions of the Interlocal Agreement creating the Florida Insurance Alliance are hereby adopted, approved and ratified by the undersigned local governmental entity. The undersigned local governmental entity certifies that it has received a copy of the aforementioned Interlocal Agreement and further agrees to be bound by the provisions and obligations of the Interlocal Agreement as provided therein;

To pay all premiums on or before the date the same shall become due and, in the event Applicant fails to do so, to pay any reasonable late penalties and charges arising therefrom, and all costs of collection thereof, including reasonable attorneys’ fees;

To abide by the rules and regulations adopted by the Board of Directors;

That should either the Applicant or the Fund desire to cancel coverage; it will give not less than thirty (30) days prior written notice of cancellation;

That all information contained in the underwriting application provided to FIA as a condition precedent to participation in FIA is true, correct and accurate in all respects.

NatureWalk Community Development District

(Name of Local Governmental Entity)

By: 	

Signature

Witness By: 	
Signature

Jonette A Coram

Kimberly O'Mera

Print Name

Print Name

IS HEREBY APPROVED FOR MEMBERSHIP IN THIS FUND, AND COVERAGE IS EFFECTIVE October 1, 2023

By: 	
Administrator

PROPERTY VALUATION AUTHORIZATION

NatureWalk Community Development District c/o Rizzetta & Company
3434 Colwell Ave, Suite 200
Tampa, FL 33614

QUOTATIONS TERMS & CONDITIONS
Please review the quote carefully for coverage terms, conditions, and limits.
The coverage is subject to 25% minimum earned premium as of the first day of the “Coverage Period”.
Total premium is late if not paid in full within 30 days of inception, unless otherwise stated.
Property designated as being within Flood Zone A or V (and any prefixes or suffixes thereof) by the Federal Emergency Management Agency (FEMA), or within a 100 Year Flood Plain as designated by the United States Army Corps of Engineers, will have a Special Flood Deductible equal to all flood insurance available for such property under the National Flood Insurance Program, whether purchased or not or 5% of the Total Insured Value at each affected location whichever the greater.
The Florida Insurance Alliance is a shared limit. The limits purchased are a per occurrence limit and in the event an occurrence exhaust the limit purchased by the Alliance on behalf of the members, payment to you for a covered loss will be reduced pro-rata based on the amounts of covered loss by all members affected by the occurrence. Property designated as being within.
Coverage is not bound until confirmation is received from a representative of Egis Insurance & Risk Advisors.

I give my authorization to bind coverage for property through the Florida Insurance Alliance as per limits and terms listed below.

Building and Content TIV	$9,450,424	As per schedule attached
Inland Marine	$820,700	As per schedule attached
	Auto Physical Damage	Not Included

Signature:		 Date:	9/11/2023

Name:

  Jonette A Coram	

Title:	  Chair, NatureWalk CDD	

Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

1	Bridge No. 1
Sandgrass Blvd., east of Walton County Hwy. 395 Santa Rosa Beach FL 32459	2006	10/01/2023	$5,397,000	
$5,397,000	
		
Bridges	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

2	Bridge No. 2
Sandgrass Blvd., near Cinnamon Fern Lane Santa Rosa Beach FL 32459	2006	10/01/2023	$679,000	
$679,000	
		
Bridges	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

3	Bridge No. 3
Sandgrass Blvd., near Flatwoods Forest Loop Santa Rosa Beach FL 32459	2006	10/01/2023	$1,262,000	
$1,262,000	
		
Bridges	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

4	Bridge No. 4
Beargrass Way, north of Sandgrass Blvd. Santa Rosa Beach FL 32459	2006	10/01/2023	$971,000	
$971,000	
		
Bridges	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

5	Boardwalks
Network of 8' wide boardwalks throughout District Santa Rosa Beach FL 32459	2006	10/01/2023	$636,000	
$636,000	
		
Bridges	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

6	Pond Fencing 241 LF

Pond 4
Santa Rosa Beach FL 32459	2022	10/01/2023	$25,057	
$25,057	
		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

7	Pond Fencing 156 LF

Pond 5
Santa Rosa Beach FL 32459	2022	10/01/2023	$17,303	
$17,303	
		
Non combustible	
10/01/2024			

Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

8	Pond Fencing 477 LF		2022	10/01/2023	$52,907	
$52,907	
	Pond 7
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

9	Pond Fencing 154 LF		2022	10/01/2023	$16,963	
$16,963	
	Pond 10
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

10	Pond Fencing 267 LF		2022	10/01/2023	$29,615	
$29,615	
	Pond 11
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

11	Pond Fencing 345 LF		2022	10/01/2023	$38,266	
$38,266	
	Pond 12
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

12	Pond Fencing 195 LF		2022	10/01/2023	$21,629	
$21,629	
	Pond 13
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

13	Pond Fencing 148 LF		2023	10/01/2023	$16,416	
$16,416	
	Pond 14
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

14	Pond Fencing 355 LF		2022	10/01/2023	$39,376	
$39,376	
	
Pond 15
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			

Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

15	Pond Fencing 345 LF		2022	10/01/2023	$38,266	
$38,266	
	Pond 16
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

16	Pond Fencing 217 LF		2022	10/01/2023	$21,049	
$21,049	
	Pond 18
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

17	Pond Fencing 187 LF		2022	10/01/2023	$20,741	
$20,741	
	Pond 22
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

18	Pond Fencing 169.2 LF		2022	10/01/2023	$18,767	
$18,767	
	Pond 23 & 24
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

19	Pond Fencing 200 LF		2022	10/01/2023	$22,183	
$22,183	
	Pond 25
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

20	Pond Fencing 232 LF		2022	10/01/2023	$25,733	
$25,733	
	Pond 26
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

21	Pond Fencing 232 LF		2022	10/01/2023	$25,622	
$25,622	
	
Pond 27
Santa Rosa Beach FL 32459		
Non combustible	
10/01/2024			

Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

22	Pond Fencing 196.6 LF

Pond 28
Santa Rosa Beach FL 32459	2022	10/01/2023	$21,806	
$21,806	
		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

23	Pond Fencing 240 LF

Pond 29
Santa Rosa Beach FL 32459	2022	10/01/2023	$26,620	
$26,620	
		
Non combustible	
10/01/2024			
							
Unit #	Description Address	Year Built	Eff. Date	Building Value	Total Insured Value	
		Const Type	Term Date	Contents Value		
	Roof Shape	Roof Pitch		Roof Covering	Covering Replaced	Roof Yr Blt	

24	Pond Fencing 321.3 LF Pond 17

Pond 17
Santa Rosa Beach FL 32459	2022	10/01/2023	$27,105	
$27,105	
			
10/01/2024			
							
	Total:	Building Value
$9,450,424	Contents Value
$0	Insured Value
$9,450,424	

Policy No.:	100123229

Inland Marine Schedule

NatureWalk Community Development District

Agent:	Egis Insurance Advisors LLC (Boca Raton, FL)

Item #	Department	Serial Number	Classification Code	Eff. Date	Value	Deductible	
	Description			Term Date			

1			
Other inland marine	10/01/2023	
$560,000	
$1,000	
	112 Street Lights ($5,000 each)			10/01/2024			

2			
Other inland marine	10/01/2023	
$225,000		
	3 Stormwater Pump Stations ($75,000 each)			10/01/2024			

3			
Other inland marine	10/01/2023	
$13,200		
	3 Irrigation Well Systems ($4,400 each)			10/01/2024			

4			
Other inland marine	10/01/2023	
$22,500		
	3 double lamp streetlights at Hwy 395			10/01/2024			
	Total	$820,700		

Egis Insurance & Risk Advisors
Is pleased to provide a Proposal of Insurance Coverage for:
Workers Compensation
NatureWalk Community Development District

Please review the proposed insurance coverage terms and conditions carefully. Written request to bind must be received prior to the effective date of coverage.

The brief description of coverage contained in this document is being provided as an accommodation only and is not intended to cover or describe all Coverage Agreement terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request.

Quotation being provided for:

NatureWalk Community Development District Sandgrass Blvd.
Panama City Beach, FL 32407

Term: October 1, 2023 to October 1, 2024 Coverage Provided by: Florida Insurance Alliance Quote Number: WC100123229

TYPE OF INSURANCE

Benefits: FL Statutory (Medical, Disability, Death)

•

Workers Compensation

Part A

Part B	Employers Liability:
$1,000,000- Each Accident
$1,000,000- Disease- Policy Limit
$1,000,000- Disease- Each Employee	

Class Code	Description	Payroll	Rate	Premium	
9015	Building or Property Management - All Other	$1,800	3.30	$59.40	
	Employees				
Total Manual Premium			$59.40	
Increased ELL 1M/1M/1M				$120.00	
			$179.40	
Workplace Safety Credit – 2%			$0.00	
Drug Free Workplace Credit – 5%			$0.00	
Experience Modification				1.000000	
Standard Premium			$179.40	
Expense Constant			$160.00	
Terrorism			$0.18	
Policy Total			$850.00	

Additional terms and conditions, including but not limited to:
Please review the quote carefully, as coverage terms and conditions may not encompass all requested coverages.
The Coverage Agreement premium shall be pro-rated as of the first day of coverage from the minimum policy premium.
Down payment is due at inception.
The Trust requires that the Member maintains valid and current certificates of workers' compensation insurance on all work performed by persons other than its employees.
If NCCI re-promulgates a mod, we will honor the mod as promulgated. If the mod changes during the fund year, we reserve the right to apply a correct mod back to the inception date of the Coverage Agreement.
Safety and Drug Free program credits (if applicable) are subject to program requirements.
Payrolls are subject to final audit.
Deletion of any coverage presented, Package and/or Workers' Compensation, will result in re-pricing of account.

Dear Customer,

GAA.PROCESSING@IPFS.COM 400 NORTHRIDGE ROAD SUITE 450

NOTICE OF ACCEPTANCE AND OF ASSIGNMENT	
REFER TO THIS ACCOUNT NO. IN ALL CORRESPONDENCE	ACCOUNT NUMBER	
	GAA-D39618	

ATLANTA, GA 30350
PHONE: (877)513-9487 - FAX: (770)225-2866

Thank you for the opportunity to finance your insurance premium. Per your request, we have paid the premium balance due on the policy listed below, less your down payment, to either the insurer or your agent as instructed by your agent. Your payment schedule is shown below. If payment coupons are not enclosed, you will be billed for each installment.
IMPORTANT: YOUR COPY OF INSURED NOTICE OF ACCEPTANCE
Because of the terms of the premium finance agreement, the listed instructions must be followed.

To the agent or broker:

All gross unearned premiums which may become payable under the financed policies which reduce the unearned premiums, subject to any mortgagee or loss payee interest, must be paid to IPFS CORPORATION.
The policies may not be assigned, except for the interest of any mortgagee or loss payee, without written consent of IPFS.
Advise IPFS immediately of any change in address of the insured.

1-0.4800 00000D9RPAUJ3 1/3 BIN:0 0-830

AGENT
EGIS INSURANCE & RISK ADVISORS 150 E PALMETTO PARK RD
SUITE 705

1-0.4800 00000D9RPAUJ3 1/3 BIN:0 0-830

BOCA RATON, FL 33432-4827

INSURED
NATUREWALK COMMUNITY DEVELOPMENT DISTRICT 3434 COLWELL AVE STE 200 RIZZETTA & CO
TAMPA, FL 33614

DISCLOSURE	
TOTAL PREMIUMS	$65,199.00	
DOWN PAYMENT	$6,519.90	
AMOUNT FINANCED	$58,679.10	
FINANCE CHARGE	$3,759.02	
ASSESSMENTS	$205.45	
TOTAL PAYMENTS	$62,643.57	
NUMBER OF PAYMENTS	11	
PAYMENT AMOUNT	$5,694.87	
ANNUAL % RATE	12.550	
ACCEPTANCE DATE	09/12/23	

SCHEDULE OF PAYMENTS	
PYMT NO.	DUE DATE	AMOUNT	
1	11/01/23	$5,694.87	
2	12/01/23	$5,694.87	
3	01/01/24	$5,694.87	
4	02/01/24	$5,694.87	
5	03/01/24	$5,694.87	
6	04/01/24	$5,694.87	
7	05/01/24	$5,694.87	
8	06/01/24	$5,694.87	
9	07/01/24	$5,694.87	
10	08/01/24	$5,694.87	
11	09/01/24	$5,694.87	

The terms and conditions of your premium finance agreement govern this loan. If for any reason you did not authorize this request for financing of your insurance premium, notify us immediately at the address or telephone number shown above.

SCHEDULE OF POLICIES

POLICY PREFIX AND NUMBER	

EFFECTIVE DATE	

FULL NAME OF INSURER AND GENERAL AGENT OTHER THAN SUBMITTING PRODUCER TO WHOM COPY OF THIS NOTICE WAS SENT	
COVERAGE

FIRE, AUTO MAR, I.M., CAS	
POLICY TERM IN MONTHS
COVERED BY PREM.	

PREMIUM FINANCED	
100123229	10/01/23	LLOYD'S LONDON - CERTAIN UNDERWRITE
FLORIDA INSURANCE ALLIANCE
Continued on Schedule A	PKG	12	$65,199.00	
Make online payments or view account information at www.ipfs.com.
Please use access code L99CUT6 to register (first time users).

NOTICE OF ACCEPTANCE AND OF ASSIGNMENT	
REFER TO THIS ACCOUNT NO. IN ALL CORRESPONDENCE	ACCOUNT NUMBER	
	GAA-D39618	

SCHEDULE A

AGENT	INSURED
EGIS INSURANCE & RISK ADVISORS	NATUREWALK COMMUNITY 150 E PALMETTO PARK RD	3434 COLWELL AVE STE 200
SUITE 705	RIZZETTA & CO

1-0.4800 00000D9RPAUJ3 2/3 BIN:0 0-831

BOCA RATON, FL 33432-4827	DEVELOPMENT DISTRICT TAMPA, FL 33614

Disbursement Date	Amount	Payee	
10/20/23	$58,679.10	EGIS INSURANCE & RISK ADVISORS	

IPFS TOTALPAY™ PROVIDES PREMIUM PAYMENT FLEXIBILITY FOR YOUR CUSTOMERS
For more than 40 years, Imperial PFS®has made it possible for business owners to pay their insurance premiums via installments through traditional premium financing. We are now pleased to add more flexibility to our payment options - the ability to pay premiums with a single payment. With the addition of the ability to pay in full, clients may choose the payment option that works best for them.

1-0.4800 00000D9RPAUJ3 3/3 BIN:0 0-832

One Portal: Two Ways to Pay

	Paying in installments frees up capital to help you ensure appropriate level of insurance coverage
	Provides credit at competitive industry rates
Enables paperless premium payment process

Eliminate time spent on premium payment collections
Provides opportunity for reduced accounting expenses
Expedites the premium payment process
ACH or credit card payment*

We provide convenience, reliability, and flexibility. Imperial PFS develops products to enhance and streamline our Customers' premium payment experiences.
Please contact your Imperial PFS Sales Executive or Account Executive for more information

*Our credit card payment processing partners, FIS and Plug & Pay Technologies, charge $12.50 for payments under $400 or 2.99% for payments of $400 or more.

ipfs.com
IPFS-SS-9560	3.2020 I Copyright© 2020 IPFS Corporation. All rights reserved.

NatureWalk Community Development District

DISTRICT OFFICE ꞏ PANAMA CITY BEACH, FL 32407
 Mailing Address ꞏ 3434 Colwell Avenue, Suite 200 ꞏ Tampa, Florida 33614 www.NatureWalkCDD.org

Operations and Maintenance Expenditures August 2023
For Board Approval

Attached please find the check register listing the Operation and Maintenance expenditures paid from August 1, 2023 through August 31, 2023. This does not include expenditures previously approved by the Board.

The total items being presented:  $71,376.29

Approval of Expenditures:

	 Chairperson

	 Vice Chairperson

	 Assistant Secretary

NatureWalk Community Development District	
Paid Operation & Maintenance Expenditures	
August 1, 2023 Through August 31, 2023	

Vendor Name		
Check Number 	
Invoice Number		
Invoice Description		
 Invoice Amount	

CertaPro Painters of St-						
Petersburg / Bradenton North	100224	3008	Exterior Painting 07/23	$	9,347.77	
CHELCO	100216	Monthly Summary 08/23	Electric Services 08/23	$	1,589.71	
			Board of Supervisors Meeting			
Danell Head	100219	DE080323	08/03/23	$	200.00	
			Board of Supervisors Meeting			
Danell Head	100209	DH070623	07/06/23	$	200.00	
GreenEarth Southeast, LLC	100210	67465	Landscape Maintenance 08/23	$	9,907.00	
GreenEarth Southeast, LLC	100225	68295	Replace Turf 08/23	$	18,500.00	
GreenEarth Southeast, LLC	100229	68880	Irrigation Repairs 08/23	$	996.29	
GreenEarth Southeast, LLC	100210	97731	Irrigation Repairs 07/23	$	288.80	
GreenEarth Southeast, LLC	100210	97833	Irrigation Repairs 07/23	$	745.00	
GreenEarth Southeast, LLC	100217	98049	Irrigation Repairs 07/23	$	1,736.11	
GreenEarth Southeast, LLC	100229	98800	Irrigation Repairs 07/23	$	189.16	

NatureWalk Community Development District Paid Operation & Maintenance Expenditures August 1, 2023 Through August 31, 2023

Vendor Name	 Check Number  Invoice Number	 Invoice Description	  Invoice Amount

Gulf Coast Electric	100211	77909	Electrician Services 07/23	$	400.75	

IPFS Corporation	
100207	Insurance Payment Eleven 08/23	
Insurance Payment Eleven 08/23	
$	2,763.18	

Jonette Anne Coram	
100212	
JC070623	Board of Supervisors Meeting 07/06/23	
$	200.00	

Jonette Anne Coram	
100220	
JC080323	Board of Supervisors Meeting 08/03/23	
$	200.00	
Kutak Rock, LLP	100208	3253810	Legal Services 06/23	$	3,003.00	
Kutak Rock, LLP	100228	3266755	Legal Services 07/23	$	4,160.26	

NatureWalk CDD	DC
Replenishment 08/14/23	

DC Replenishment 08/14/23	

DC Replenishment 08/14/23	

$	2,180.06	
Rizzetta & Company, Inc.	100206	INV0000082219	District Management Fees 08/23	$	4,548.50	
RJ Gorman Marine Construction, LLC	
100218	
9303	
Pond #13 Bulkhead 08/23	
$	1,822.04	

Skylar P Lee	
100213	
SL070623	Board of Supervisors Meeting 07/06/23	
$	200.00	
The Lake Doctors, Inc.	100221	1817550	Fountain Maintenance 08/23	$	170.00	

NatureWalk Community Development District Paid Operation & Maintenance Expenditures August 1, 2023 Through August 31, 2023	

Vendor Name		
Check Number 	
Invoice Number		
Invoice Description		
 Invoice Amount	

The Lake Doctors, Inc.	
100230	
1817552	
Pond Maintenance 08/23	
$	
710.00	
The Ledger / News Chief/ CA			Account #536208 Legal			
Florida Holdings, LLC	100226	5748391	Advertising 07/23	$	539.20	
			Board of Supervisors Meeting			
Todd B. Egizii	100214	TE070623	07/06/23	$	200.00	
			Board of Supervisors Meeting			
Todd B. Egizii	100222	TE080323	08/03/23	$	200.00	
VGlobal Tech	100215	5274	ADA Website Maintenance 08/23	$	300.00	
Virgin Brothers LLC	100223	396389	Boardwalk Repairs 08/23	$	1,016.00	
Virgin Brothers LLC	100223	396390	Boardwalk Repairs 08/23	$	1,688.46	

Virgin Brothers LLC Walton County Chamber of Commerce	
100223

100227	
VirginBrothers080923 42613	Boardwalk & Bridge Maintenance 08/23

Board Room Rental 09/07/23	
$

$		
3,250.00

125.00	

Report Total				
$	
71,376.29	

Tab 5

Tab 6

FIRST AMENDMENT TO AGREEMENT BETWEEN THE NATUREWALK COMMUNITY DEVELOPMENT DISTRICT AND RJ GORMAN MARINE CONSTRUCTION, LLC, FOR REPAIR OF POND RETAINING WALL AND DECKING

This First Amendment is made and entered into this 28th day of September 2023, by and between:

NatureWalk Community Development District, a local unit of special-purpose government established pursuant to Chapter 190, Florida Statutes, being situated in Walton County, Florida, and whose mailing address is 3434 Colwell Avenue, Suite 200, Tampa, Florida 33614 (the “District”); and

RJ Gorman Marine Construction, LLC, a Florida limited liability company, with a mailing address of 1944 Frankford Avenue, Panama City, Florida 32405 (“Contractor,” together with District the “Parties”).

RECITALS

WHEREAS, the Parties previously entered into that certain Agreement between the NatureWalk Community Development Districts and RJ Gorman Marine Construction, LLC for Repair of Pond Retaining Wall and Decking dated July 13, 2023, (“Agreement”); and

Whereas, Section 20 of the Agreement provides that the Parties may amend the Agreement when such amendment is in writing and authorized by both Parties; and

Whereas, the Parties now desire to amend the Agreement to include additional work (“Additional Work”) as set forth in more detail below; and

Now, Therefore, based upon good and valuable consideration and the mutual covenants of the Parties, the receipt and sufficiency of which are hereby acknowledged, the District and Consultant agree as follows:

SECTION 1. The recitals state above are true and correct and by this reference are incorporated herein.

SECTION 2. The Agreement is hereby amended to include the Additional Work as follows:

Additional Work. Upon arrival to perform the replacement of the top cap for the seawall, the Contractor found the front facing framing on a section to be rotten and infested with termites. As Additional Work, Contractor will replace the entirely of the boards to ensure that the repairs are consistent along the wall, structurally and aesthetically new 2x12x16 rough cut framing with a .80 CCA treatment.
192 LF of 2x12 Rough Cut - .80 (Front exposed)
(3) 2x6x16 - .80 (Rear – hidden)

Compensation. The District shall pay Contractor an additional Two Thousand Eight Hundred Fifty Nine Dollars and Fifty Cents ($2,859.50) for the Additional Work as described above.

Section 3.	Except as specifically amended above to add the Additional Work, the Agreement shall remain in full force and effect, unaltered by this First Amendment.

IN WITNESS WHEREOF, the parties hereto have signed this Agreement on the day and year first written above.

Attest:	NATUREWALK COMMUNITY DEVELOPMENT DISTRICT

Chairperson, Board of Supervisors

Secretary

RJ GORMAN MARINE CONSTRUCTION,
LLC, a Florida limited liability company

By:	

(Signature of Witness)	Print: 		 Its:	

Change Order

Kim O’Mera	
Nature Walk – Seawall Cap	
9/28/23	
	
Panama City, FL 32401	

komera@rizzetta.com	Change Order #1	
Change to the work to be performed under the original contract as follows:

Upon arrival to perform the replacement of the top cap for the seawall, the crew found the front facing framing on a section to be rotten and infested with termites. RJG recommends the sistering new boards to this section with new 2x12x16 rough cut framing with a .80 CCA treatment.

Change Order to be adjusted to include replacing the entirety of the boards as recommended. This would ensure that the repairs are consistent along the wall, structurally, aesthetically and provide a level of confidence that these repairs will have a consistent lifespan.

192 LF of 2x12 Rough Cut - .80 (Front exposed)
(3) 2x6x16 - .80 (Rear – hidden)

Total CO – material with Labor - $2,859.50

Total Price:
Total Price to be adjusted as follows:

Original contract price	$12,146.94	
Net amount previous change orders	$	
Current contract price	$12,146.94	
Adjustment this Change Order	$2,859.50	
Revised contract price	$15,006.44	

Schedule
Provide schedule adjustments required by this change order, if any.

Name/Title	Date

Name/Title	Date
Unless specifically changed by this change order, all terms of the original contract govern the performance of this change order

 PROJECT REFERENCE NO. / NAME: